Study in the UK in Just 30 Lacs PKR – A Complete Guide for Pakistani Students

For many Pakistani students, the dream of studying in the United Kingdom often feels expensive and out of reach. The common assumption is that one must pay the full tuition fee upfront before traveling, which can amount to ₨40–60 lacs or even more. But here’s the good news: you don’t need the entire tuition fee to start your journey. In reality, you can study in the UK in just 30 lacs PKR – a budget that covers your initial deposit, visa, Immigration Health Surcharge (IHS), and pre-departure expenses until you fly.

At Abroadly Consultants, we specialize in guiding Pakistani students step by step, ensuring that their study abroad dream remains affordable, practical, and achievable.

Why 30 Lacs PKR Is Enough to Start Your UK Study Journey

The figure of ₨30 lacs isn’t random—it’s the realistic amount required for Pakistani students to secure admission, get their visa, and travel to the UK. This budget doesn’t mean you are paying the full degree cost upfront; rather, it includes:

  1. Initial Deposit (Tuition Fee Advance)
    • Most UK universities ask for an initial deposit of £3,000–£5,000.
    • Converted into Pakistani Rupees, this is around ₨15–18 lacs, depending on the exchange rate.
    • The remaining tuition fee can usually be paid in installments after you arrive in the UK.
  2. UK Student Visa Fee in PKR
    • The standard Tier 4 (Student) Visa application fee is approximately ₨1.78 lacs.
  3. Immigration Health Surcharge (IHS)
    • This gives you access to the UK’s National Health Service (NHS).
    • Cost: about ₨1.08 lacs per year.
  4. Pre-Departure Expenses
    • Flight ticket to the UK: ₨2–3 lacs.
    • Accommodation/security deposit: ₨2–3 lacs.
    • Medical tests, TB test, bank statement preparation, and other admin costs: ₨1–2 lacs.

Total Pre-Departure Budget = Approximately ₨28–30 lacs

This amount covers everything until you fly, making it the minimum budget required for Pakistani students to begin studying in the UK.

Why You Don’t Need the Full Tuition Fee Upfront

One of the biggest misconceptions is that students must pay the full fee before traveling. In reality:

  • Universities offer flexible payment plans. After paying the initial deposit, the rest can be divided into 2–4 installments.
  • Scholarships can reduce the fee burden significantly. Many universities offer partial funding for Pakistani students.
  • Part-time work in the UK (20 hours per week during term and full-time during breaks) helps students manage living expenses.

This flexibility makes the UK one of the most student-friendly destinations for international learners.

Cost of Living in the UK for Pakistani Students

Apart from tuition, you’ll need to budget for your living expenses. While this comes after your arrival, it’s good to plan ahead:

  • Accommodation: £300–£500 per month (₨80,000–₨135,000)
  • Food & groceries: £150–£200 (₨40,000–₨55,000)
  • Travel: £50–£100 (₨13,000–₨27,000)
  • Miscellaneous/personal: £100–£150 (₨27,000–₨40,000)

Monthly living cost: ₨1.6–2.5 lacs depending on lifestyle and city.

Tip: Choosing affordable cities like Manchester, Leeds, Birmingham, or Glasgow can lower costs by 30–40% compared to London.

Scholarships in the UK for Pakistani Students

To keep costs manageable, Pakistani students can apply for scholarships such as:

  • Chevening Scholarships (fully funded, covers tuition + living).
  • Commonwealth Scholarships (for postgraduate students).
  • GREAT Scholarships (for selected universities).
  • University-specific scholarships (many UK universities offer merit-based discounts).

Scholarships can reduce your expenses drastically, sometimes bringing the required budget well below 30 lacs.

Step-by-Step: How Abroadly Consultants Helps You Study in the UK with 30 Lacs PKR

  1. University Selection
    • We shortlist universities that accept affordable initial deposits and allow installment-based tuition payments.
  2. Application & Offer Letter
  3. Financial Guidance
    • We guide you on bank statement preparation, ensuring it matches UKVI standards.
  4. Visa & IHS Processing
    • We assist in completing the visa application, payment of visa fee, and IHS surcharge.
  5. Pre-Departure Support
    • Help with flight booking, accommodation arrangements, and guidance on what to pack and expect.

Why Choose the UK for Higher Studies?

  • World-class education – UK universities are globally ranked and recognized.
  • 1-year master’s programs – save both time and money.
  • Work opportunities – students can work part-time and benefit from the Graduate Route visa after completing studies.
  • Cultural diversity – the UK welcomes thousands of Pakistani students every year.

Conclusion

Studying in the UK doesn’t have to remain just a dream for Pakistani students. With a budget of ₨30 lacs, you can cover your initial deposit, visa, IHS, and pre-departure expenses—enough to get you on a flight and into your chosen university.

At Abroadly Consultants, we make the process stress-free by helping you with admissions, budgeting, visa filing, and scholarships. With our guidance, you’ll not only study in the UK but do it affordably and smartly.

Start your UK study journey today with Abroadly Consultants – because your dream is possible in just 30 lacs PKR.

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